If you need mortgage advice for a buy to let in Nottingham, you’ve come to the right place. Our knowledgeable and skilled buy to let mortgage advisors have been helping landlords for the past 20 years – we’re experts within this field.
As a mortgage broker in Nottingham, it is our job to guide you through the whole buy to let mortgage process. We will also try and find you a buy to let mortgage product tailored to your specific financial situation as a landlord.
There are many different reasons for landlords to invest in a Buy to Let in Nottingham. Some do it for future property/capital growth, whilst others do it to supplement their current income. Some see it as a long term investment, looking at retirement planning. If you are looking for buy to let mortgage advice in Nottingham, book a free mortgage appointment today.
Are you planning to buy your buy to let in Nottingham through a limited company (SPV)? If so, we can help!
Our buy to let mortgage advisors in Nottingham are also highly qualified when it comes to working with specialist buy to let situations. The team would be more than happy to run through all of your possible buy to let options with you.
We can also help with HMO’s and holiday lets too, if that’s something that you’re interested in. If you want to speak with a professional about taxation benefits, you will need to contact a tax adviser.
The Financial Conduct Authority does not regulate some types of buy to let or commercial mortgages.
The amount of deposit a landlord needs to secure a mortgage for a rental property can vary depending on several factors, including the lender’s requirements, the type of mortgage, the landlord’s financial situation, and the property’s purchase price.
Yes, it is possible to acquire a property through a limited company in Nottingham for buy to let purposes. Many landlords opt for this approach due to potential tax advantages and liability considerations. To understand the specifics of setting up a limited company for this purpose, it’s recommended to seek guidance from a legal advisor.
The amount a landlord can borrow for a buy-to-let mortgage depends on various factors, including the lender’s criteria, the rental income potential of the property, the landlord’s financial situation, and the property’s value.
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Grace
Matt and Meghan have been brilliant throughout the process of applying for a new mortgage. Matt’s expertise has been much appreciated and we won’t hesitate to contact you again in the future and recommend to friends.
2 weeks ago
Callam
Very helpful and always answered questions and calls quickly
3 weeks ago
Glenis
This was a really easy process Dan exained the details and how everything worked and helped me understand the product Thank you I can now enjoy my retirement without any financial worries.
1 month ago
Kendal
Exceptional service as usual used Jason & Debbie 3 times now and would highly recommend there service. They are efficient and keep you upto date from start to finish. Excellent
1 month ago
Darron
Excellent all round service,from start to finish.
1 month ago
Kendal
Absolutely, exceptional service as always, we have now used the service 3 times with Jason & Debbie & every time they are so professional. Would highly recommend there service.
1 month ago
Clare
This company are absolutely fantastic and worth every penny. My mortgage advisor Malcolm was extremely knowledgable and helped to put a very nervous customer at ease. If you are considering going with a broker you could do no better than Nottingham...
1 month ago
Hannah
Matt C really helped me with the process so far of purchasing my first house. As a first time buyer I was unsure of the process and he helped from my first enquiry into how much I could afford, all the way to an accepted mortage offer. My employment...
2 months ago
Lydia
Malcolm has been excellent. He has kept in frequent contact and updated me every step of the way. All communications have been explained clearly, with Malcom ensuring I understand what everything means and what to expect. I would highly recommend...
2 months ago
Howard
Very efficient & clear communication. Excellent service.
2 months ago
Charlie
Jason has been fantastic throughout, always available, clear with his communications and made the process completely pain free for me!!
4 months ago
Lloyd
Excellent service very open and honest like making new friends.
4 months ago
Bria
Fantastic customer service from start to finish. Called Nottinghammoneyman around 9pm one evening, and I was surprised at how quickly they returned my call. Matt was excellent throughout, arranged all contact at a time that suited us, which were...
4 months ago
Marie
Absolutely amazing from start to finish. So helpful, every step of the way we was informed of what was happening. Cannot thank them enough.
6 months ago
Anonymous
Very pleased with the service. Chris and the Team have helped me through the mortgage process, making it as easy as possible. They have also managed to find an excellent mortgage deal.
6 months ago
Clare
Nottingham moneyman helped me with my first mortgage 5 years ago and I had a great experience then and now my mortgage is up I have had another great experience with sorting out what to do next. Couldn't recommend the company enough
6 months ago
Kunal
Professional, polite & thorough. I’m genuinely glad I found these guys. Thank you so much.
6 months ago
Rosita
Excellent service the help and support provided throughout the process was second to none. I would highly recommend this company for any of the services they provide. Dan Osman in particular was so supportive and invested in my family he was such...
7 months ago
Leslie
Excellent service from Tom for our second mortgage, supported us through the process with very quick turnaround. Cannot recommend Nottinghammoneyman highly enough!
7 months ago
Craig
Quick at responding and delivered on everything they promised.
7 months ago
One of our mortgage advisor in Nottingham can help you determine your realistic investment goals based on your financial situation and market conditions.
We can also explain the differences between interest-only and repayment mortgages, and help you decide which type of mortgage is best suited to your investment strategy, if you don't know so already.
This application will include all required documents, such as proof of income and identification. The lender will then assess your projected rental income to ensure you can afford monthly payments and any additional costs, such as maintenance and repairs.
After obtaining your buy to let mortgage and purchasing your rental property, it is important to maintain relevant insurance coverage to protect your and your mortgage.
If you’re thinking about maybe turning your current home into a buy to let in Nottingham before moving onto a new property, we would advise that you take the time to speak with a mortgage broker in Nottingham, like us! We may be able to help!
Here at Nottinghammoneyman, our established team of Mortgage Advisors in Nottingham know the in and outs of the Buy to Let mortgage market. We have in-depth experience in dealing with buy to let mortgages, forming strong relationships with landlords and support applicant in finding the best mortgage perfect for their circumstance.
Our mortgage advisors in Nottingham would be able to help arrange your new purchase and existing property mortgage should you wish. You may also be able to remortgage your current property onto a buy to let and at the same time, raise money for a deposit towards a new home. By speaking with an expert, you’ll be provided with a reliable service and transparent service.
Our goal as an open and honest Buy to Let Mortgage Broker in Nottingham, is to ensure our customers are supported and well informed throughout the process. As a part of our tailored service, we are available seven days a week so we can get in touch when its best for you. Buy to Let mortgages aren’t as straightforward and easy as you prefer. Our team can help you overcome the obstacles on the way during your journey.
As a mortgage broker in Nottingham, this is the most common option for buy to let in Nottingham. This is where the landlord is buying with the sole intention of renting out the property.
This is a specialist but popular type of buy to let in Nottingham. A HMO is a property that is shared by multiple households. This means that you’ll get individual rent payments from each tenant.
You should speak with your local authority to find out the rules and requirements for a HMO buy to let in Nottingham.
For landlords with a large buy to let portfolio, we’ve found that it’s becoming more common to invest in buy to let through a limited company special purpose vehicle (SPV).
Despite having to pay higher interest rates through this method of buy to let, you may be able to save money on tax.
This option for buy to let in Nottingham is for people looking to purchase a holiday home to rent out. Our mortgage advisors in Nottingham will be able to go through these details with you.
As a mortgage broker in Nottingham, we work with a large number of mortgage lenders, including a broad range of specialist lenders for buy to let in Nottingham. Our team have in-depth knowledge of each lender and their different lending criteria.
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