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Fast & Friendly Mortgage Advice in Nottingham

7 Days a Week 8AM - 10PM

First Time Buyer

Remortgage

Moving Home

Buy to Let

Right to Buy

Self Employed

Help to Buy

Specialist

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We love helping all our customers, especially the ones who really need Mortgage Advice in Nottingham - it's not just about finding a mortgage, it's about the journey. We will hold your hand through the full process.

For your FREE mortgage consultation call 0115 8602193 or Book an appointment online.

Book Online

For your FREE mortgage consultation call 0115 8602193 or Book an appointment online.

Malcoms Image

We love helping all our customers, especially the ones who really need Mortgage Advice in Nottingham - it's not just about finding a mortgage, it's about the journey. We will hold your hand through the full process.

Book Online

Mortgage advice
your way

First Time Buyer

Remortgage

Moving Home

Buy to Let

Right to Buy

Self Employed

Help to Buy

Specialist

What our customers say

Mortgage Broker in Nottingham | Mortgage Advice in Nottingham

 

Welcome to Nottinghammoneyman.com, your new home for incomparable mortgage advice in Nottingham. We are an open & honest mortgage broker in Nottingham, with a strong dedication to making the mortgage process stress-free and simple for all of our customers. Let’s take a look at how exactly our fast & friendly mortgage advice service really works.

 

1. You can contact us via telephone, email or our contact form. From that point, we will collect some important pieces of information from you, allowing us to pair you with an experienced and trusted mortgage advisor in Nottingham.

 

2. Once we have gathered this information, we will get you booked in for your free mortgage appointment with your mortgage advisor. Usually we are able to offer a same day service to you or at your earliest convenience.

 

3. During your free mortgage appointment , your mortgage advisor in Nottingham will learn more about your current personal and financial situations, as well as what you are looking to do. Your mortgage appointment will roughly last around 30-minutes.

 

4. Once this has been completed, your mortgage advisor in Nottingham will look through 1000’s of mortgage deals on your behalf. It’s completely your choice to either move forward with us and your perfect deal or go back to the drawing board and take things at a slower pace.

 

Mortgage Advice in Nottingham from Early Until Late – 7 Days a Week

Our top tier mortgage advice team are available from early in the morning until late in the evening, all throughout the working week and even the weekend! If you work from 9-5 on a daily basis and can’t speak to someone until after work, you’re now able to do so with our team still readily at your disposal, providing out of hours mortgage advice in Nottingham.

 

You can get booked in for your free mortgage appointment at a time that best suits you and your personal life. If you work unusual shift patterns, that’s not a problem, we have got you covered. We always want to ensure that you have someone to speak to and that’s why our committed mortgage advisors in Nottingham work until late.

 

Our “Outstanding” Mortgage Advice Service

When our customers leave glowing reviews about our mortgage advice service being “outstanding”, it fills all of our hearts with joy and fulfillment. We truly do love hearing back from our customers, as it shows that our service is valuable and is beneficial for people in need of a helping hand with their mortgage process.

 

If you would like to get a true understanding of the level of service we provide, feel free to take a look at our genuine customer reviews. We aim to uphold this great service for all of our existing and new customers. We hope that our reviews reflect the benefits of getting in touch with us for mortgage advice in Nottingham.

Mortgage Broker in Nottingham vs Bank

Unlike the standard high street banks who have limitations to the deals they can provide (those being only their own deals), as a mortgage broker in Nottingham, we have access to 1000s of products through a vast panel of mortgage lenders. When you get in touch, providing you with a top level customer experience is our highest priority. There are no delays in appointments, you’ll be booked in as soon as possible with a mortgage advisor.

 

We always aim to provide you with a service that has a personal touch, making that experience feel much more secure and stress-free. It’s about more than just finding you a great mortgage deal, we will work hard to go above and beyond for you. Our job is to guide you through the process and provide you with open and honest mortgage advice in Nottingham all throughout your journey.

 

Match your Mortgage Situation in Nottingham

Our trusted mortgage advisors in Nottingham have helped with all different kinds of mortgage situations over our many years of service as mortgage experts. Whether you are a first time buyer scouting the market for your dream home or are moving home in Nottingham for a fresh start, we are here to offer a helping hand!

 

Receiving mortgage advice in Nottingham from an expert like us could help you find great success with your mortgage application. We have over two decades of experience within the mortgage industry and helping out with specialist situations too; no problem is too big for us to take on. Get in touch with our team today and we will see how we are able to help with your mortgage situation.

 

Fast and Friendly Mortgage Advice in Nottingham

We would recommend that you check out our helpful mortgage calculator, as doing so will give you a rough estimation of how much you’ll be able to borrow for a mortgage. It is not an exact measurement, however, so if you would like a more accurate measurement, make sure to get in touch for your free mortgage appointment with a mortgage advisor in Nottingham.

 

It’s always our goal to be responsive, open, honest and friendly during every stage of the mortgage process. If you require any help, guidance or want to ask a question, make sure that you get in touch with Nottinghammoneyman today. Our hard working mortgage advisors in Nottingham will be more than happy to offer their assistance with your mortgage journey.

Mortgage advice in Nottingham – Options:

First Time Buyer Mortgage Advice Nottingham

Our Mortgage Advisors in Nottingham are here to walk you through every step, from initial mortgage enquiry, right until you get the keys to your new home.

Moving Home Mortgage Advice Nottingham

Simply, wanting Mortgage Advice in Nottingham, such as knowing how much you can borrow on a new mortgage, what happens to your old one and how much this will cost?

Remortgage Advice Nottingham

Seeking a better mortgage deal by using our Mortgage Broker in Nottingham, to reduce or extend the term, to add or remove a name, or raise money on your home?

We search 1000's of mortgage deals across a large number of lenders, including:

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Common mortgage questions

Your free mortgage consultation with us will last around an hour. During this consultation, your dedicated Mortgage Advisor in Nottingham will get to learn a bit more about your personal and financial situation.


Once your consultation is finished, your Mortgage Advisor in Nottingham will go away and try and find you a perfect mortgage deal tailored to your circumstances. If you love the mortgage offer that they’ve picked out and want to continue, the next step is to submit your mortgage application!

Our mortgage process consists of multiple different steps:

1. Once you get in touch, we will have you carry out our Fact Find so that we can get a bigger picture of your mortgage situation.

2. You’ll undergo your free mortgage consultation, then your dedicated Mortgage Advisor in Nottingham will begin searching for mortgage deals that are tailored to your circumstances. If we find you an offer that you are happy to proceed with, we can get the ball rolling with your mortgage application.

3. We will perform a credit check on you in order to obtain an agreement in principle. Furthermore, we will get some evidential documents from you in order to back up your mortgage application.

4. We will submit your mortgage application and wait for a formal mortgage offer to be issued.

As a Mortgage Broker in Nottingham, we always advise applicants to obtain an Agreement in Principle before viewing properties. Firstly, you’ll need an Agreement in Principle to make an offer on a property. Secondly, having one in place could put you in a position to negotiate prices.

An Agreement in Principle typically lasts for 30-90 days. This timeframe may change depending on the lender that you are using.


If your Agreement in Principle expires, you can easily renew it by getting back in touch with your Mortgage Advisor in Nottingham or your lender.

It’s possible to obtain a second mortgage; as a Mortgage Broker in Nottingham, here are the most common reasons we see for people wanting a second mortgage:

– Debt consolidation
– Home Improvements
– Buy to Let
– Other, e.g. for a Family Member, Holiday Home, etc.

High street mortgage lenders will usually ask for a minimum of a 5% deposit. This percentage may be higher depending on if you’ve had previous bad credit issues.

If you’ve had bad credit issues in the past, you may find it a little harder to get a mortgage, but that isn’t saying you still can’t get one!

Lenders may ask for a slightly higher deposit if you’ve had bad credit in the past. Some lenders may ask for a deposit of around 10-15%.

If you are able to submit at least one year’s of accounts, the more likely you are of being able to obtain a mortgage. Most of the lenders that we use look at your salary plus dividend to calculate the maximum mortgage amount. Others may go off your net profit, it all depends on the lender.

  • Photo ID (Driving license, Passport, etc.).
  • Proof of Address (Utility bills, tax bills, credit card statements, etc.).
  • Latest 3 months’ payslips & Latest P60 (employed applicants)
  • Latest 2 years’ tax calculations and corresponding overviews (self-employed applicants)
  • 3 months’ bank statement proving the deposit being built-up with an explanation for any large credits.

Your free mortgage consultation in Nottingham will usually last around an hour. Following the consultation, we can turn around an Agreement in Principle for you within 24-hours. Now it’s just the case of submitting your mortgage application. A formal offer can take around three weeks on average to come back.

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Nottinghammoneyman.com & Nottinghammoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited registered in England, registered number 6789312 and registered office 10 Consort Court, Hull, HU9 1PU.

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Nottinghammoneyman, Gothic House, Barker Gate, Lace Market, Nottingham, NG1 1JU.

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