Fast & Friendly Mortgage Advice in Nottingham
7 Days a Week 8AM - 10PM
We love helping all our customers, especially the ones who really need Mortgage Advice in Nottingham - it's not just about finding a mortgage. It's about the journey, we will hold your hand through the full process.
For your FREE mortgage consultation call 0115 8602193
About UsFor your FREE mortgage consultation call 0115 8602193
We love helping all our customers, especially the ones who really need Mortgage Advice in Nottingham - it's not just about finding a mortgage. It's about the journey, we will hold your hand through the full process.
About UsWhat our customers say
- Mortgage Advice
- Why Us?
Mortgage Broker in Nottingham | Mortgage Advice in Nottingham
Welcome to Nottinghammoneyman, we are a trusted, friendly and reliable Mortgage Broker in Nottingham. Our dedicated team of Mortgage Advisors in Nottingham are ready to be on hand and assist you seven days a week, so that we are able to help offer you the most suitable Mortgage Advice in Nottingham with your property purchase or Remortgage and much more including Buy to Let or Specialist Mortgage Advice in Nottingham.
Whether you are a First Time Buyer, Home Mover, a Landlord, or looking to Remortgage for a better rate or Capital Raising, we’d love for you to get in touch with one of our Mortgage Advisors in Nottingham to see how we can help offer you great Mortgage Advice in Nottingham.
Why use us as your Mortgage Broker in Nottingham?
Rest assured, your dedicated Mortgage Advisor in Nottingham will make it their mission to search 1000’s of Mortgage Products to find you the best deal for your unique mortgage situation and all your mortgage needs.
Our main priority when you approach our Mortgage Broker in Nottingham is to make sure that you are provided with all the help, support and Mortgage Advice in Nottingham that benefits you to achieve the best possible outcome for your mortgage.
Please feel free to look over all our genuine customer reviews at Reviews.co.uk from past customers who feel that our involvement has served invaluable by using us as their Mortgage Broker in Nottingham. We aim to uphold a great service for all customers who approach us and hope that this reflects in our brilliant reviews.
We are a close-knit team at our Mortgage Broker in Nottingham, here to provide open and honest Mortgage Advice in Nottingham seven days a week.
We understand that it can be tough to find appointments that fit around a regular working day which is why your Mortgage Advisor in Nottingham will be available outside of the regular working day hours in order to fit around your schedule and when you need Mortgage Advice in Nottingham. They do this because we make sure to work around your schedule to make your application as smooth as possible.
How do I transact with a Mortgage Broker in Nottingham?
Your Mortgage Advisor in Nottingham will be able to offer a Mortgage Advice Consultation when you need it. It’s the same fast and friendly Mortgage Advice service either way, you choose whichever fits best with your work and family.
We hope you’ll find that a Free Initial Mortgage Consultation with an Expert Mortgage Broker in Nottingham highly beneficial to your situation. Not being able to get hold of your Mortgage Advisor in Nottingham will never be a problem, our in-house Mortgage Advisors are available until late, seven days a week to provide help and support whenever you need reliable and transparent Mortgage Advice in Nottingham.
Should you really use a Bank instead of a Mortgage Advisor in Nottingham?
Mortgage Advisors who are normally situated in a Bank are only able to offer products from one lender, therefore you are not shopping and potentially at more of a risk of overpaying. Your dedicated Mortgage Broker in Nottingham is able to search 1000’s of products from a very large number of mortgage deals. Both from High Street and Specialist Mortgage lenders and may even be able to offer exclusive past products which you may not receive when approaching a Lender.
And evidentially, getting an appointment with your Bank in general can be hard. This can make it very difficult to fit this around your work and family life. If you’re actively searching for properties or are ready to make an offer this will prove frustrating and could possibly extend your process.
It’s also a good idea to seek advice from a Mortgage Broker in Nottingham who isn’t tied to a bank. Here, you’ll receive a more transparent recommendation and Mortgage Advice in Nottingham tailor-made for you. Potentially saving you lots of time, stress and money down the line.
Turned away from your Bank in Nottingham?
We, as a team, are expert Mortgage Brokers in Nottingham and we work with a large panel of mortgage lenders at our disposal, some with very Specialist Mortgage Products available for more trickier situations. So, you’ll be in safe hands with us.
We have many years’ experience and in-depth knowledge providing Mortgage Advice in Nottingham to customers in many various kinds of situations.
Often, customers that contact us for Mortgage Advice in Nottingham have been turned away by their bank for reasons such as income mixture, poor credit, type of property, failing affordability and not being able to borrow enough. Usually, approaching a reliable Mortgage Advisor in Nottingham such as ourselves means we can often find a way to which you’ll be better off in the long run – whatever your mortgage situation.
What will my Mortgage Broker in Nottingham do?
Firstly, we’ll provide Mortgage Advice in Nottingham and support throughout the whole home-buying process and not just with your mortgage. We search the market on your behalf and tailor the service to your needs and individual situation. We’ll ensure that your Mortgage Advisor in Nottingham answers all of your questions. Unlike in-house Mortgage Brokers at establishments such as banks, we’re proud to have no vested interests with Estate Agents or Builders. This means our Mortgage Advisors in Nottingham work for solely you and no-one else.
But our Mortgage Advisors in Nottingham don’t just focus on offering Mortgage Advice in Nottingham to our clients, each and every one of our Mortgage Advisors in Nottingham are here to provide help and support you throughout the whole mortgage process from start to finish. This will mean your Mortgage Advisor in Nottingham will be there for you from the initial contact, anytime you need them. It’s our job as your Mortgage Broker in Nottingham to make you feel relaxed, be honest, find you the most suitable mortgage advice and mortgage deals right up until completion and beyond.
Often, buying a new property isn’t as straightforward as a person would initially think. If you are a First Time Buyer or haven’t moved in a while it can feel like you’re stuck in a maze and sometimes you delay starting the mortgage process so you don’t get started earlier – don’t worry. Your dedicated Mortgage Broker in Nottingham is here to help you on your way to obtaining your Mortgage for your new start in your new home!
We Are Available Every Day From Early Until Late For You to Speak to a Mortgage Advisor in Nottingham
As a Mortgage Broker in Nottingham. we make sure to stay loyal to our customers, straying away from estate agents, building societies or banks so that our Mortgage Advice in Nottingham doesn’t include anything other than your best interests. You’ll always have a Mortgage Advisor in Nottingham who aims to do right by you, having your best interests at the heart of our company and listening to any concerns or questions that you may have lingering on your mind.
Because we stay by your side throughout the process and beyond means that rest-assured you’ll be kept up to date and in the loop. Your assigned Mortgage Advisor in Nottingham will be in touch if anything changes or we need anything important from you to continue with your application.
It’s a great idea to get ahead of the process by speaking to a Mortgage Broker in Nottingham. By obtaining Mortgage Advice in Nottingham our Mortgage Advisors in Nottingham will be able to assist you with such things as budget ideas, and arranging your Mortgage Agreement in Principle which we can often offer on the day. This allows you to be ready to support any offers you make which will get you ahead of anyone else who may be thinking of applying for the same property.
If you would like to work out what your monthly repayments may be, you may appreciate our Mortgage Calculator. Although only a rough guide, it is a handy tool for anyone who would like an idea of what they could be paying back for their mortgage.
Boasting an experienced team at our Mortgage Broker in Nottingham led by experienced Mortgage Advisor in Nottingham, Malcolm Davidson, our mortgage team are here from 8 AM until 10 PM, 7 days a week to assist you with any of your mortgage questions and offer insightful Mortgage Advice in Nottingham.
Mortgage advice in Nottingham – Options:
We search 1000s of mortgage deals across a large number of lenders, including:
Common mortgage questions
Your free mortgage consultation in Nottingham will likely last around one hour. After the initial mortgage consultation, our Mortgage Advisors in Nottingham will then recommend a mortgage for you with no obligation for you to proceed and you can decide whether or not you wish to proceed with the mortgage recommendation that is offered to you.
As your mortgage broker in Nottingham, we carry out a Fact Find to establish your personal needs before we recommend the most suitable mortgage for you. A credit check is then required for an Agreement in Principle. Once you have provided all the relevant documentation and a valuation of the property has been undertaken, a formal mortgage offer can be issued.
To avoid possible disappointment, we recommend you obtain an Agreement in Principle before you begin viewing properties in Nottingham. At the very latest you should obtain one prior to making an offer to assist your bargaining position.
An Agreement in Principle typically lasts for between 30 and 90 days depending on the Lender used. If your Agreement in Principle expires it can always be refreshed.
It may be possible to get a second mortgage on your home for things like debt consolidation or Home Improvements. It may also be possible to take out a mortgage on a second property if you’re wanting to use it for yourself, a family member, a holiday home or a Buy to Let.
The minimum deposit when purchasing a house in Nottingham with High Street Lenders is typically 5%. This can be higher if you have had previous credit problems.
If you have had credit problems you can still get a mortgage but you may possibly be required to put down a higher deposit than usual, perhaps 15% of the property purchase price.
Once you have submitted at least one year’s accounts, you are able to get a mortgage. Most Lenders use your salary plus dividend to calculate the maximum mortgage, whereas others are known to go off your net profit.
It’s usually three payslips for an employee to prove income and the latest 2 years’ accounts for self-employed. You will also need to produce proof of ID, address and 3 months’ bank statements.
Our free consultation typically lasts up to an hour or so. We can turn round an agreement in principle within 24 hours. A formal mortgage offer takes about three weeks on average.
